No Privacy Protections in Response to Insurer’s Demand for Information

Safeco isn’t the NSA, but it doesn’t think that insureds have the right to demand privacy protections in the context of the adjustment of a claim. And neither does the Oregon Court of Appeals. Last week, the Oregon Court of Appeals held in Safeco Insurance Co. v. Masood (July 2, 2014) that an insured cannot require the insurer to agree to keep “sensitive” financial information private as a condition to sharing this information with the insurer.

After Sohail Masood’s home burned down, his homeowner’s insurer, Safeco, provided security while the home was being cleaned up. Masood claimed that about $3.5 million in personal property was stolen while Safeco was providing security, and he filed a claim for this loss.
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